Want a free rate buydown?

📉 Lower Your Mortgage Rate with Envoy’s Free 1-0 Buydown Program 🏡

If you’re thinking about buying a home but feel nervous about today’s interest rates, you’re not alone. That’s why Envoy Mortgage is offering a free 1-0 rate buydown, a smart and simple way to ease into your mortgage with lower payments in your first year.

💡 What Is a 1-0 Rate Buydown?

A 1-0 buydown means your mortgage interest rate is 1 percent lower in year one than it will be for the rest of the loan. This temporary reduction helps you ease into homeownership with smaller monthly payments during the first year, giving your budget a little breathing room.

Here’s a simple example:

• If your permanent interest rate is 7 percent

• Your first year rate would be 6 percent

• After year one, your loan adjusts to the full 7 percent

And with Envoy’s program, this buydown is completely free to you as the buyer. 🎉

💸 Why It Matters for Buyers

In a market where every dollar counts, a lower rate in your first year can mean big savings. You can use those extra funds for moving costs, home improvements, or simply keeping more money in your savings account.

Plus, if rates drop in the future, you can always refinance into a lower permanent rate. The buydown gives you a softer landing without locking you into today’s numbers long term.

🤝 How to Get Started

The 1-0 buydown is available exclusively through Envoy Mortgage, and it’s just one of the ways they make home financing easier and more affordable. Their team will walk you through the process, explain your options clearly, and help you choose the path that fits your budget.

When you’re ready to shop for homes, Ken Hoover and the Ken Hoover Real Estate Group are here to help you find the right place, negotiate a great deal, and guide you every step of the way.

📞 Contact Information

• Ken Hoover, Realtor
  Ken Hoover Real Estate Group
  Call or text: 816-210-2027

• Stephen Smith, Envoy Mortgage
  Call or text: 314-239-8558

✅ Final Thoughts

Buying a home is a big step, and finding the right financing can make all the difference. Envoy’s free 1-0 buydown gives you a head start with a lower rate and lower payments in your first year, helping you ease into homeownership with confidence.

Want to learn more or see how much you could save?
Call Ken Hoover at 816-210-2027 or Stephen Smith at Envoy Mortgage at 314-239-8558 today. Let’s get you home. 🏠❤️

✅ Final Thoughts

Buying a home is a big step, and finding the right financing can make all the difference. Envoy’s free 1-0 buydown gives you a head start with a lower rate and lower payments in your first year, helping you ease into homeownership with confidence.

Want to learn more or see how much you could save? Call Envoy and Ken Hoover today. Let’s get you home. 🏠❤️